From: Rev.Ebube Ben <firstname.lastname@example.org> Date: 14 March 2018 at 15:57 Subject: RE: ATM CARD To:
LAGOS-NIGERIA OFFICE OF THE INTERNATIONAL REMITTANCE DEPARTMENT. YOUR PAYMENT ;Ref 000999/CBN/7535/2017.. Tel: +2348122701639 Rev. Ebube Ben
We the Apex bank CBN are contacting you for your over due payment.You should know that we are to issue to you the Digital River Visa Electron Card for your payment, as we know the Digital River Visa Electron Card will be the best option for your payment, We want you to read the below condition associated with the use of the Digital River Visa Electron Card,
The payment card will be issued and delivered to you once you direct the required fee for the delivery of the ATM CARD to your destination. The Digital River Visa Electron Card will allow you to receive money quickly, securely and conveniently in a way never before possible. Benefits of the Digital River Visa Electron Card include:
1- Use your Virtual Visa number to make online purchases wherever Visa is accepted.
2- Use your Visa Electron Card to make purchases at select Visa merchant terminals.
3- Send and receive funds instantly and easily to and from other ePassport account holders.
4- No need to have a bank account to receive money.
5- Very fast payment option, usually faster than a wire transfer! 6- Less expensive than a wire transfer in most cases.
7- Your money is securely deposited in a US Dollar account until you withdraw it.
8- Real time online access to your account balance and transaction history.
9- A personalized Visa Electron card with your embossed name. 10- Secure access to your money!
The bank fees associated with this payment option are outlined below:
1- One time Set-up and Delivery fee: $60
2- Value Load fee: $5.00 (charged each time money is transfer to your card)
3- ATM Withdrawal fee: $2.00 per transaction (charged each time you withdraw money from an ATM machine)
4- Annual fee: $55.00 per card (automatically deducted from your card’s account each year)
Any additional fees (such as for a replacement of a lost card) are completely outlined in the Terms and Conditions you will receive when you request the card.
Frequently Asked Questions Q: Do I need a bank account to use the card? A: No – you do not need a bank account to use the card. All you need is a payment card and access to an ATM machine to receive your money.
Q: Do I need to submit any documentation to apply for a card? A: No……
Q: What currency will I receive my money in?
A: You will receive your money in the currency that the ATM machine provides, which is generally the currency of the country that the ATM machine is located in. When you make your withdrawal, the amount you withdraw will be converted into the ATM’s currency at very competitive exchange rate.
Q: Will the ATM card work in my country? A: Yes – the ATM card will work in almost every country in the world.
Q: Can I use my card for credit card purchases? A: YES – Your Visa Electron Card can also be used for point-of-sale transactions at select Visa merchant terminals worldwide.
Q: Can I get a second card for my spouse, relative or friend? A: Only one card can be issued per individual. Q: What happens if I do not withdraw my money right away?
A: Nothing – you are not required to withdraw all or any of your money immediately. You can let your money remain in your account indefinitely. Your account balance will be securely held (in US Dollars) until you decide to withdraw it.
Q: What if I decide later that I no longer want to receive payments through the payment card?
A: No problem – just change your payment option in your account and you can begin to receive payments through another option. You can keep your card so you can still access any remaining money in your account or if you decide to use the Visa Electron Car payment option again in the future. Q: Will my Visa Electron Card expire?
A: For security reasons, your Visa Electron Card will automatically expire on the date printed on the card. This date is 2 years the time the card is issued. Before your card expires, a new card will be sent to you with a new expiration date.
Q: How do I access my balance online, change my card’s PIN or view my transaction history?
A: You will be provided with a special URL in the documentation with your card where you can login to view your transactions, print your statements, and change your PIN.
We hope you have digested every explanation associated with the use of the ATM CARD, In that regard we are expecting your earlier payment response to enable us issued and deliver your payment CARD without much delay.
I want you to know that you have 100% assurance of getting your ATM Card once the payment for the shipment of the Delivery company is been sent by you which the charges is $375 and that’s the only charges you are going to pay and fee are refundable if you pay and we fail to comply then you can ask for a refund and we will gladly refund it back.
I want you to know that fee’s are refunable if you have paid and didnt get your Fund then do ask for a refund and we will refund back, and also i give you my word that you must get your ATM Card once the fee of the $275 is been sent by you.
MY WORD IS MY BOND.
This is the info to make the payment via Western Union or Money Gram Below.
Receivers Name : Bendu Joy Text Question: When Answer: Now Location: Lagos Nigeria
Thanks Yous Faithfully,
Rev.Ebube Ben Account Supervisor. CBN