My greetings to you and your family I hope this letter meets you in good health. I know it will take you by surprise to receive this information because emails like this flies over the internet telling people about funds and every other things.I always receive similar offers from the internet which I normally delete because I believe they are all hoax or email from scam artistes. With due respect, My names are Martin Koby Norman. I have decided to contact you on a Business Transaction that will be very beneficial to both of us and our families in future. I am a Ghanaian and the regional manager of Standard Chartered Bank Ghana, Ltd. I am writing to solicit your assistance in the transfer of $3,370.000.00 U.S Dollars. This fund is the excess of what my branch in which I am the manager made as profit during the 2013 financial year. I have already submitted annual report for that year to my head office here in Accra as I have watched with keen interest as they will never know of this excess. I have since placed this amount of $3,370.000.00 U.S Dollars on an Escrow Call account without a beneficiary (Anonymous) to avoid trace. As an officer of the bank, I cannot be directly connected to this money thus I am impelled to request for your assistance to receive this money into your bank account on my behalf. I kept this information secret within myself to enable the whole plans and idea be successful during the time of execution. I agree that 45% of this money will be for you as a foreign partner, in respect to the provision of a foreign account, 5% will be set aside for expenses incurred during the business and 50% would be for me. I do need to stress that there are practically no risk involved in this. It’s going to be a bank-to-bank transfer. All I need from you is to stand as the original depositor of this fund so that the fund can be transferred to your account. However, this is the reason why I contacted you, I am willing to invest the fund into your company with your wealth of experience, So please if you are interested to assist on this venture kindly contact me back for a brief discussion on how to proceed . I wait for your kind response after reading this email and questions were in doubts for clarification. Regards Martin Koby Norman